Estate Planning Isn’t Just About Death — It’s About Life, Too
When people hear estate planning, they often think only about what happens after they die—who gets their possessions. That’s important, but it overlooks a critical piece of the puzzle: planning for what happens if you become incapacitated before you pass away.
Why Planning for Incapacity Matters
Illness or injury can strike at any time, leaving you unable to make decisions or care for yourself. Unlike death, incapacity can last weeks, months, or even years, creating uncertainty and hardship for your family.
Thanks to medical advancements, people now survive conditions that once would have been fatal. But survival doesn’t always mean a good quality of life—especially if you can’t speak for yourself. Without a clear plan, your loved ones may face overwhelming decisions, financial strain, emotional turmoil, and even legal battles.
In fact, the stress caused by incapacity can be far worse for your family than your passing.
Don’t Leave a Gap in Your Plan
Many people plan for death, but ignore the possibility of long-term disability. That gap can leave you and your family vulnerable.
A solid estate plan should include strategies for incapacity—not just who inherits your assets. This means more than one document. It means a set of tools, such as:
- Healthcare Power of Attorney
- Living Will
- Financial Power of Attorney
- Revocable Living Trusts
Each tool serves a specific purpose, and together, they create a comprehensive plan that protects you and your loved ones.
Get the Right Help
The experienced estate planning attorneys at Saeed & Little LLP can help you build a personalized plan that saves time, money, and stress.
